Experienced

Our staff is trained to consider all aspects of a loan application.

We consider the traditional “Four C’s of Credit” when assessing loan applications.

Character
We look at the experience of our customers in their industry
We take into account whether they are property owners

Credit
We check repayment history with other finance companies
We check with the credit bureau, Equifax, for credit performance

Collateral
We assess the value of the assets we finance using professional input
We are willing to take unencumbered assets as additional security

Capacity
We assess an applicant’s capacity to pay through a thorough examination of financial reports including bank statements