Our staff is trained to consider all aspects of a loan application.
We consider the traditional “Four C’s of Credit” when assessing loan applications.
We look at the experience of our customers in their industry
We take into account whether they are property owners
We check repayment history with other finance companies
We check with the credit bureau, Equifax, for credit performance
We assess the value of the assets we finance using professional input
We are willing to take unencumbered assets as additional security
We assess an applicant’s capacity to pay through a thorough examination of financial reports including bank statements